Call report 2004Q4
RIVERSIDE BANK — 2004Q4
The 22 measures RIVERSIDE BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 565,505,000 | USD | evidence → |
| Total loans | 387,194,000 | USD | evidence → |
| Allowance for loan losses | 5,110,000 | USD | evidence → |
| Securities available for sale | 127,172,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 443,096,000 | USD | evidence → |
| Interest-bearing deposits | 356,903,000 | USD | evidence → |
| Noninterest-bearing deposits | 86,193,000 | USD | evidence → |
| Equity capital | 47,886,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 25,880,000 | USD | evidence → |
| Interest expense | 7,199,000 | USD | evidence → |
| Net interest income | 18,681,000 | USD | evidence → |
| Noninterest income | 3,731,000 | USD | evidence → |
| Noninterest expense | 12,010,000 | USD | evidence → |
| Provision for loan losses | 564,000 | USD | evidence → |
| Pretax income | 9,735,000 | USD | evidence → |
| Income tax | 3,473,000 | USD | evidence → |
| Net income | 6,262,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 48,139,000 | USD | evidence → |
| Total capital | 53,249,000 | USD | evidence → |
| Risk-weighted assets | 470,288,000 | USD | evidence → |