Call reports 2001
RIVERSIDE BANK — 2001
What RIVERSIDE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 264,608,000 | 261,616,000 | 304,591,000 | 353,391,000 |
| Total loans | 162,589,000 | 170,353,000 | 202,711,000 | 225,299,000 |
| Allowance for loan losses | 2,285,000 | 2,410,000 | 2,492,000 | 3,068,000 |
| Securities available for sale | 80,444,000 | 67,156,000 | 78,256,000 | 67,939,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 213,581,000 | 214,658,000 | 231,060,000 | 280,526,000 |
| Interest-bearing deposits | 175,623,000 | 175,052,000 | 191,776,000 | 236,779,000 |
| Noninterest-bearing deposits | 37,958,000 | 39,606,000 | 39,284,000 | 43,747,000 |
| Equity capital | 19,716,000 | 20,553,000 | 21,889,000 | 25,142,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,026,000 | 9,864,000 | 15,042,000 | 20,749,000 |
| Interest expense | 2,499,000 | 4,786,000 | 7,083,000 | 9,151,000 |
| Net interest income | 2,527,000 | 5,078,000 | 7,959,000 | 11,598,000 |
| Noninterest income | 394,000 | 787,000 | 1,571,000 | 2,725,000 |
| Noninterest expense | 1,690,000 | 3,479,000 | 5,998,000 | 9,429,000 |
| Provision for loan losses | 126,000 | 252,000 | 408,000 | 980,000 |
| Pretax income | 1,115,000 | 2,144,000 | 3,134,000 | 4,400,000 |
| Income tax | 414,000 | 771,000 | 1,123,000 | 1,570,000 |
| Net income | 701,000 | 1,373,000 | 2,011,000 | 2,830,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,608,000 | 19,281,000 | 19,918,000 | 24,039,000 |
| Total capital | 20,893,000 | 21,691,000 | 22,410,000 | 27,107,000 |
| Risk-weighted assets | 200,545,000 | 204,120,000 | 237,706,000 | 270,039,000 |