Call reports 2025
STATE BANK OF CHANDLER — 2025
What STATE BANK OF CHANDLER reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 67,734,000 | 67,039,000 | 67,436,000 | 70,073,000 |
| Total loans | 44,474,000 | 44,988,000 | 44,832,000 | 48,398,000 |
| Allowance for loan losses | 785,000 | 788,000 | 744,000 | 742,000 |
| Securities available for sale | 9,781,000 | 10,090,000 | 10,668,000 | 10,750,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,544,000 | 58,509,000 | 58,535,000 | 59,871,000 |
| Interest-bearing deposits | 45,017,000 | 45,153,000 | 44,191,000 | 42,663,000 |
| Noninterest-bearing deposits | 14,527,000 | 13,356,000 | 14,344,000 | 17,208,000 |
| Equity capital | 7,380,000 | 7,699,000 | 7,972,000 | 7,507,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 964,000 | 1,929,000 | 2,876,000 | 3,864,000 |
| Interest expense | 336,000 | 670,000 | 997,000 | 1,314,000 |
| Net interest income | 628,000 | 1,259,000 | 1,879,000 | 2,550,000 |
| Noninterest income | 53,000 | 105,000 | 160,000 | 218,000 |
| Noninterest expense | 368,000 | 730,000 | 1,107,000 | 1,547,000 |
| Provision for loan losses | 4,000 | 4,000 | 5,000 | 5,000 |
| Pretax income | 309,000 | 630,000 | 927,000 | 1,216,000 |
| Income tax | 87,000 | 179,000 | 262,000 | 344,000 |
| Net income | 222,000 | 451,000 | 665,000 | 872,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,780,000 | 8,008,000 | 8,223,000 | 7,693,000 |
| Total capital | 8,356,000 | 8,595,000 | 8,809,000 | 8,318,000 |
| Risk-weighted assets | 45,899,000 | 46,782,000 | 46,794,000 | 49,898,000 |