Call reports 2024
STATE BANK OF CHANDLER — 2024
What STATE BANK OF CHANDLER reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 67,653,000 | 64,530,000 | 66,942,000 | 69,714,000 |
| Total loans | 44,868,000 | 45,348,000 | 44,733,000 | 48,108,000 |
| Allowance for loan losses | 726,000 | 730,000 | 739,000 | 781,000 |
| Securities available for sale | 10,908,000 | 10,940,000 | 11,236,000 | 11,164,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,737,000 | 54,120,000 | 56,036,000 | 60,273,000 |
| Interest-bearing deposits | 43,900,000 | 41,781,000 | 41,294,000 | 41,799,000 |
| Noninterest-bearing deposits | 14,837,000 | 12,339,000 | 14,742,000 | 18,474,000 |
| Equity capital | 6,650,000 | 6,858,000 | 7,250,000 | 7,405,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 943,000 | 1,854,000 | 2,777,000 | 3,722,000 |
| Interest expense | 355,000 | 705,000 | 1,090,000 | 1,439,000 |
| Net interest income | 588,000 | 1,149,000 | 1,687,000 | 2,283,000 |
| Noninterest income | 57,000 | 109,000 | 163,000 | 227,000 |
| Noninterest expense | 355,000 | 706,000 | 1,069,000 | 1,447,000 |
| Provision for loan losses | 18,000 | 30,000 | 37,000 | 42,000 |
| Pretax income | 272,000 | 522,000 | 744,000 | 1,021,000 |
| Income tax | 79,000 | 149,000 | 215,000 | 285,000 |
| Net income | 193,000 | 373,000 | 529,000 | 736,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,370,000 | 7,549,000 | 7,706,000 | 7,913,000 |
| Total capital | 7,976,000 | 8,125,000 | 8,282,000 | 8,530,000 |
| Risk-weighted assets | 48,368,000 | 45,939,000 | 45,935,000 | 49,222,000 |