Call reports 2023
STATE BANK OF CHANDLER — 2023
What STATE BANK OF CHANDLER reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 65,046,000 | 66,225,000 | 67,430,000 | 69,885,000 |
| Total loans | 43,202,000 | 43,929,000 | 46,994,000 | 46,559,000 |
| Allowance for loan losses | 618,000 | 637,000 | 689,000 | 653,000 |
| Securities available for sale | 12,666,000 | 11,571,000 | 11,496,000 | 11,863,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,044,000 | 54,589,000 | 53,595,000 | 59,040,000 |
| Interest-bearing deposits | 38,877,000 | 38,493,000 | 38,208,000 | 39,515,000 |
| Noninterest-bearing deposits | 19,167,000 | 16,096,000 | 15,387,000 | 19,525,000 |
| Equity capital | 6,331,000 | 6,346,000 | 6,402,000 | 6,845,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 756,000 | 1,518,000 | 2,367,000 | 3,235,000 |
| Interest expense | 132,000 | 343,000 | 650,000 | 998,000 |
| Net interest income | 624,000 | 1,175,000 | 1,717,000 | 2,237,000 |
| Noninterest income | 57,000 | 105,000 | 156,000 | 205,000 |
| Noninterest expense | 351,000 | 715,000 | 1,069,000 | 1,460,000 |
| Provision for loan losses | 9,000 | 107,000 | 159,000 | 177,000 |
| Pretax income | 321,000 | 458,000 | 645,000 | 805,000 |
| Income tax | 90,000 | 141,000 | 217,000 | 226,000 |
| Net income | 231,000 | 317,000 | 428,000 | 579,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,193,000 | 7,279,000 | 7,390,000 | 7,541,000 |
| Total capital | 7,748,000 | 7,846,000 | 7,994,000 | 8,148,000 |
| Risk-weighted assets | 44,382,000 | 45,344,000 | 48,295,000 | 48,538,000 |