Call reports 2022
STATE BANK OF CHANDLER — 2022
What STATE BANK OF CHANDLER reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 66,206,000 | 64,341,000 | 64,248,000 | 68,587,000 |
| Total loans | 37,216,000 | 38,924,000 | 41,887,000 | 42,959,000 |
| Allowance for loan losses | 587,000 | 591,000 | 600,000 | 609,000 |
| Securities available for sale | 13,634,000 | 13,349,000 | 12,885,000 | 13,066,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,613,000 | 57,793,000 | 57,289,000 | 59,693,000 |
| Interest-bearing deposits | 40,597,000 | 40,033,000 | 38,977,000 | 36,671,000 |
| Noninterest-bearing deposits | 19,016,000 | 17,760,000 | 18,312,000 | 23,022,000 |
| Equity capital | 6,057,000 | 5,981,000 | 5,840,000 | 6,190,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 504,000 | 1,059,000 | 1,703,000 | 2,377,000 |
| Interest expense | 28,000 | 57,000 | 109,000 | 187,000 |
| Net interest income | 476,000 | 1,002,000 | 1,594,000 | 2,190,000 |
| Noninterest income | 49,000 | 90,000 | 129,000 | 180,000 |
| Noninterest expense | 309,000 | 611,000 | 987,000 | 1,357,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 207,000 | 463,000 | 709,000 | 977,000 |
| Income tax | 57,000 | 169,000 | 196,000 | 260,000 |
| Net income | 150,000 | 294,000 | 513,000 | 717,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,618,000 | 6,762,000 | 6,980,000 | 7,185,000 |
| Total capital | 7,125,000 | 7,274,000 | 7,512,000 | 7,743,000 |
| Risk-weighted assets | 40,550,000 | 40,905,000 | 42,495,000 | 44,605,000 |