Call reports 2021
STATE BANK OF CHANDLER — 2021
What STATE BANK OF CHANDLER reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 56,214,000 | 56,838,000 | 58,708,000 | 61,277,000 |
| Total loans | 36,651,000 | 39,266,000 | 36,980,000 | 36,775,000 |
| Allowance for loan losses | 601,000 | 609,000 | 618,000 | 578,000 |
| Securities available for sale | 6,952,000 | 9,146,000 | 10,446,000 | 12,835,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,252,000 | 49,619,000 | 51,321,000 | 54,041,000 |
| Interest-bearing deposits | 33,340,000 | 34,157,000 | 35,447,000 | 36,155,000 |
| Noninterest-bearing deposits | 15,912,000 | 15,462,000 | 15,874,000 | 17,886,000 |
| Equity capital | 6,151,000 | 6,319,000 | 6,600,000 | 6,679,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 525,000 | 1,077,000 | 1,800,000 | 2,345,000 |
| Interest expense | 48,000 | 87,000 | 124,000 | 152,000 |
| Net interest income | 477,000 | 990,000 | 1,676,000 | 2,193,000 |
| Noninterest income | 47,000 | 84,000 | 129,000 | 173,000 |
| Noninterest expense | 324,000 | 641,000 | 966,000 | 1,312,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 191,000 | 415,000 | 812,000 | 1,018,000 |
| Income tax | 51,000 | 112,000 | 223,000 | 276,000 |
| Net income | 140,000 | 303,000 | 589,000 | 742,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,100,000 | 6,262,000 | 6,549,000 | 6,702,000 |
| Total capital | 6,574,000 | 6,740,000 | 7,028,000 | 7,189,000 |
| Risk-weighted assets | 37,794,000 | 38,145,000 | 38,191,000 | 38,937,000 |