Call reports 2020
STATE BANK OF CHANDLER — 2020
What STATE BANK OF CHANDLER reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 45,701,000 | 49,379,000 | 48,877,000 | 52,320,000 |
| Total loans | 32,929,000 | 36,770,000 | 37,229,000 | 37,095,000 |
| Allowance for loan losses | 562,000 | 571,000 | 587,000 | 592,000 |
| Securities available for sale | 3,634,000 | 4,240,000 | 4,238,000 | 4,730,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,167,000 | 41,049,000 | 40,412,000 | 45,417,000 |
| Interest-bearing deposits | 29,167,000 | 29,748,000 | 29,530,000 | 30,174,000 |
| Noninterest-bearing deposits | 10,000,000 | 11,301,000 | 10,882,000 | 15,243,000 |
| Equity capital | 5,898,000 | 6,121,000 | 6,191,000 | 6,281,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 510,000 | 1,122,000 | 1,539,000 | 2,058,000 |
| Interest expense | 80,000 | 155,000 | 226,000 | 281,000 |
| Net interest income | 430,000 | 967,000 | 1,313,000 | 1,777,000 |
| Noninterest income | 35,000 | 73,000 | 109,000 | 145,000 |
| Noninterest expense | 291,000 | 632,000 | 921,000 | 1,280,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 165,000 | 390,000 | 474,000 | 606,000 |
| Income tax | 44,000 | 105,000 | 124,000 | 159,000 |
| Net income | 121,000 | 285,000 | 350,000 | 447,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,858,000 | 6,021,000 | 6,087,000 | 6,184,000 |
| Total capital | 6,303,000 | 6,487,000 | 6,557,000 | 6,639,000 |
| Risk-weighted assets | 35,486,000 | 37,177,000 | 37,536,000 | 36,334,000 |