Call reports 2019
STATE BANK OF CHANDLER — 2019
What STATE BANK OF CHANDLER reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 44,200,000 | 45,862,000 | 48,178,000 | 46,182,000 |
| Total loans | 32,686,000 | 32,566,000 | 31,646,000 | 31,517,000 |
| Allowance for loan losses | 525,000 | 534,000 | 543,000 | 552,000 |
| Securities available for sale | 4,276,000 | 4,200,000 | 4,200,000 | 4,186,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,864,000 | 37,920,000 | 40,035,000 | 39,590,000 |
| Interest-bearing deposits | 28,274,000 | 28,339,000 | 28,673,000 | 28,164,000 |
| Noninterest-bearing deposits | 9,590,000 | 9,581,000 | 11,362,000 | 11,426,000 |
| Equity capital | 5,625,000 | 5,778,000 | 5,907,000 | 6,005,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 493,000 | 1,022,000 | 1,557,000 | 2,072,000 |
| Interest expense | 59,000 | 139,000 | 228,000 | 314,000 |
| Net interest income | 434,000 | 883,000 | 1,329,000 | 1,758,000 |
| Noninterest income | 41,000 | 80,000 | 124,000 | 164,000 |
| Noninterest expense | 304,000 | 604,000 | 920,000 | 1,250,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 162,000 | 341,000 | 506,000 | 636,000 |
| Income tax | 40,000 | 88,000 | 129,000 | 165,000 |
| Net income | 122,000 | 253,000 | 377,000 | 471,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,607,000 | 5,738,000 | 5,862,000 | 5,955,000 |
| Total capital | 6,031,000 | 6,175,000 | 6,297,000 | 6,376,000 |
| Risk-weighted assets | 33,820,000 | 34,919,000 | 34,760,000 | 33,602,000 |