Call reports 2018
STATE BANK OF CHANDLER — 2018
What STATE BANK OF CHANDLER reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 45,483,000 | 45,440,000 | 43,393,000 | 44,720,000 |
| Total loans | 32,716,000 | 33,586,000 | 31,773,000 | 30,450,000 |
| Allowance for loan losses | 588,000 | 609,000 | 615,000 | 516,000 |
| Securities available for sale | 4,838,000 | 4,835,000 | 4,806,000 | 4,821,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,022,000 | 37,277,000 | 35,071,000 | 38,388,000 |
| Interest-bearing deposits | 29,244,000 | 28,601,000 | 26,549,000 | 27,049,000 |
| Noninterest-bearing deposits | 9,778,000 | 8,676,000 | 8,522,000 | 11,339,000 |
| Equity capital | 5,352,000 | 5,459,000 | 5,565,000 | 5,674,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 446,000 | 922,000 | 1,399,000 | 1,879,000 |
| Interest expense | 46,000 | 104,000 | 164,000 | 220,000 |
| Net interest income | 400,000 | 818,000 | 1,235,000 | 1,659,000 |
| Noninterest income | 31,000 | 59,000 | 124,000 | 164,000 |
| Noninterest expense | 268,000 | 555,000 | 867,000 | 1,200,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 157,000 | 310,000 | 474,000 | 599,000 |
| Income tax | 38,000 | 76,000 | 116,000 | 149,000 |
| Net income | 119,000 | 234,000 | 358,000 | 450,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,358,000 | 5,473,000 | 5,597,000 | 5,688,000 |
| Total capital | 5,786,000 | 5,906,000 | 6,011,000 | 6,092,000 |
| Risk-weighted assets | 34,095,000 | 34,516,000 | 32,951,000 | 32,215,000 |