Call reports 2017
STATE BANK OF CHANDLER — 2017
What STATE BANK OF CHANDLER reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 44,360,000 | 43,008,000 | 46,333,000 | 47,048,000 |
| Total loans | 29,931,000 | 30,852,000 | 30,413,000 | 32,230,000 |
| Allowance for loan losses | 558,000 | 563,000 | 569,000 | 581,000 |
| Securities available for sale | 6,950,000 | 6,759,000 | 6,391,000 | 6,180,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,309,000 | 36,692,000 | 39,987,000 | 40,453,000 |
| Interest-bearing deposits | 29,348,000 | 28,198,000 | 30,134,000 | 28,511,000 |
| Noninterest-bearing deposits | 8,961,000 | 8,494,000 | 9,853,000 | 11,942,000 |
| Equity capital | 5,209,000 | 5,353,000 | 5,453,000 | 5,564,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 411,000 | 836,000 | 1,273,000 | 1,715,000 |
| Interest expense | 37,000 | 77,000 | 124,000 | 172,000 |
| Net interest income | 374,000 | 759,000 | 1,149,000 | 1,543,000 |
| Noninterest income | 29,000 | 56,000 | 79,000 | 105,000 |
| Noninterest expense | 299,000 | 563,000 | 810,000 | 1,124,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 98,000 | 240,000 | 400,000 | 500,000 |
| Income tax | 24,000 | 65,000 | 113,000 | 61,000 |
| Net income | 74,000 | 175,000 | 287,000 | 439,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,172,000 | 5,273,000 | 5,385,000 | 5,537,000 |
| Total capital | 5,557,000 | 5,670,000 | 5,791,000 | 5,963,000 |
| Risk-weighted assets | 30,633,000 | 31,671,000 | 32,359,000 | 33,943,000 |