Call reports 2016
STATE BANK OF CHANDLER — 2016
What STATE BANK OF CHANDLER reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 43,056,000 | 42,901,000 | 43,189,000 | 46,635,000 |
| Total loans | 30,682,000 | 31,919,000 | 31,940,000 | 30,533,000 |
| Allowance for loan losses | 551,000 | 545,000 | 546,000 | 552,000 |
| Securities available for sale | 5,874,000 | 5,893,000 | 5,526,000 | 6,035,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,103,000 | 36,790,000 | 36,961,000 | 40,511,000 |
| Interest-bearing deposits | 26,454,000 | 28,790,000 | 29,061,000 | 28,924,000 |
| Noninterest-bearing deposits | 10,649,000 | 8,000,000 | 7,900,000 | 11,587,000 |
| Equity capital | 5,063,000 | 5,181,000 | 5,253,000 | 5,299,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 418,000 | 836,000 | 1,262,000 | 1,683,000 |
| Interest expense | 32,000 | 68,000 | 103,000 | 141,000 |
| Net interest income | 386,000 | 768,000 | 1,159,000 | 1,542,000 |
| Noninterest income | 27,000 | 52,000 | 72,000 | 96,000 |
| Noninterest expense | 264,000 | 519,000 | 784,000 | 1,045,000 |
| Provision for loan losses | 0 | 0 | 2,000 | 8,000 |
| Pretax income | 149,000 | 301,000 | 445,000 | 585,000 |
| Income tax | 45,000 | 92,000 | 143,000 | 176,000 |
| Net income | 104,000 | 209,000 | 302,000 | 409,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,968,000 | 5,072,000 | 5,165,000 | 5,272,000 |
| Total capital | 5,371,000 | 5,487,000 | 5,575,000 | 5,673,000 |
| Risk-weighted assets | 32,152,000 | 33,123,000 | 32,710,000 | 31,979,000 |