Call reports 2015
STATE BANK OF CHANDLER — 2015
What STATE BANK OF CHANDLER reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 43,798,000 | 43,606,000 | 43,490,000 | 44,546,000 |
| Total loans | 30,161,000 | 32,350,000 | 32,848,000 | 32,127,000 |
| Allowance for loan losses | 547,000 | 551,000 | 551,000 | 550,000 |
| Securities available for sale | 8,619,000 | 7,267,000 | 7,281,000 | 7,117,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,948,000 | 34,245,000 | 33,538,000 | 36,785,000 |
| Interest-bearing deposits | 27,785,000 | 26,553,000 | 25,732,000 | 26,327,000 |
| Noninterest-bearing deposits | 10,163,000 | 7,692,000 | 7,806,000 | 10,458,000 |
| Equity capital | 4,889,000 | 4,940,000 | 5,063,000 | 5,128,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 421,000 | 856,000 | 1,306,000 | 1,746,000 |
| Interest expense | 40,000 | 82,000 | 121,000 | 154,000 |
| Net interest income | 381,000 | 774,000 | 1,185,000 | 1,592,000 |
| Noninterest income | 24,000 | 50,000 | 75,000 | 103,000 |
| Noninterest expense | 241,000 | 490,000 | 765,000 | 1,086,000 |
| Provision for loan losses | 3,000 | 6,000 | 6,000 | 6,000 |
| Pretax income | 161,000 | 326,000 | 487,000 | 601,000 |
| Income tax | 47,000 | 96,000 | 145,000 | 185,000 |
| Net income | 114,000 | 230,000 | 342,000 | 416,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,723,000 | 4,839,000 | 4,951,000 | 5,025,000 |
| Total capital | 5,144,000 | 5,275,000 | 5,390,000 | 5,453,000 |
| Risk-weighted assets | 33,615,000 | 34,782,000 | 35,087,000 | 34,178,000 |