Call reports 2014
STATE BANK OF CHANDLER — 2014
What STATE BANK OF CHANDLER reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 41,766,000 | 43,033,000 | 44,365,000 | 44,545,000 |
| Total loans | 26,414,000 | 29,150,000 | 28,117,000 | 30,162,000 |
| Allowance for loan losses | 521,000 | 530,000 | 539,000 | 544,000 |
| Securities available for sale | 9,547,000 | 9,563,000 | 9,512,000 | 9,445,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,124,000 | 35,206,000 | 36,411,000 | 38,000,000 |
| Interest-bearing deposits | 26,890,000 | 26,621,000 | 27,614,000 | 26,847,000 |
| Noninterest-bearing deposits | 9,234,000 | 8,585,000 | 8,797,000 | 11,153,000 |
| Equity capital | 4,728,000 | 4,866,000 | 4,968,000 | 4,970,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 383,000 | 783,000 | 1,190,000 | 1,595,000 |
| Interest expense | 39,000 | 78,000 | 119,000 | 159,000 |
| Net interest income | 344,000 | 705,000 | 1,071,000 | 1,436,000 |
| Noninterest income | 24,000 | 42,000 | 65,000 | 97,000 |
| Noninterest expense | 210,000 | 436,000 | 659,000 | 1,041,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 30,000 |
| Pretax income | 149,000 | 296,000 | 453,000 | 465,000 |
| Income tax | 41,000 | 76,000 | 123,000 | 114,000 |
| Net income | 108,000 | 220,000 | 330,000 | 351,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,565,000 | 4,677,000 | 4,788,000 | 4,809,000 |
| Total capital | 4,930,000 | 5,079,000 | 5,177,000 | 5,222,000 |
| Risk-weighted assets | 29,025,000 | 32,017,000 | 30,978,000 | 32,917,000 |