Call reports 2013
STATE BANK OF CHANDLER — 2013
What STATE BANK OF CHANDLER reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 42,014,000 | 39,916,000 | 39,849,000 | 44,019,000 |
| Total loans | 23,016,000 | 24,824,000 | 26,169,000 | 27,760,000 |
| Allowance for loan losses | 476,000 | 495,000 | 504,000 | 510,000 |
| Securities available for sale | 10,658,000 | 10,539,000 | 10,466,000 | 10,391,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,295,000 | 34,417,000 | 33,666,000 | 37,355,000 |
| Interest-bearing deposits | 27,631,000 | 26,597,000 | 25,948,000 | 25,666,000 |
| Noninterest-bearing deposits | 8,664,000 | 7,820,000 | 7,718,000 | 11,689,000 |
| Equity capital | 4,722,000 | 4,646,000 | 4,773,000 | 4,786,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 367,000 | 742,000 | 1,128,000 | 1,522,000 |
| Interest expense | 46,000 | 91,000 | 135,000 | 177,000 |
| Net interest income | 321,000 | 651,000 | 993,000 | 1,345,000 |
| Noninterest income | 28,000 | 62,000 | 86,000 | 112,000 |
| Noninterest expense | 204,000 | 421,000 | 644,000 | 1,013,000 |
| Provision for loan losses | 9,000 | 28,000 | 37,000 | 46,000 |
| Pretax income | 136,000 | 264,000 | 398,000 | 398,000 |
| Income tax | 37,000 | 47,000 | 101,000 | 74,000 |
| Net income | 99,000 | 217,000 | 297,000 | 324,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,413,000 | 4,531,000 | 4,611,000 | 4,640,000 |
| Total capital | 4,734,000 | 4,882,000 | 4,975,000 | 5,029,000 |
| Risk-weighted assets | 25,546,000 | 27,938,000 | 28,957,000 | 30,960,000 |