Call reports 2012
STATE BANK OF CHANDLER — 2012
What STATE BANK OF CHANDLER reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 39,231,000 | 38,445,000 | 39,061,000 | 42,605,000 |
| Total loans | 22,691,000 | 23,341,000 | 21,820,000 | 24,209,000 |
| Allowance for loan losses | 411,000 | 451,000 | 461,000 | 466,000 |
| Securities available for sale | 13,121,000 | 12,216,000 | 11,586,000 | 11,423,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,401,000 | 31,347,000 | 33,011,000 | 36,838,000 |
| Interest-bearing deposits | 25,574,000 | 24,753,000 | 26,125,000 | 26,147,000 |
| Noninterest-bearing deposits | 7,827,000 | 6,594,000 | 6,886,000 | 10,691,000 |
| Equity capital | 4,731,000 | 4,724,000 | 4,844,000 | 4,654,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 415,000 | 822,000 | 1,216,000 | 1,585,000 |
| Interest expense | 65,000 | 121,000 | 174,000 | 222,000 |
| Net interest income | 350,000 | 701,000 | 1,042,000 | 1,363,000 |
| Noninterest income | 22,000 | 44,000 | 73,000 | 97,000 |
| Noninterest expense | 201,000 | 399,000 | 599,000 | 931,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 162,000 | 328,000 | 489,000 | 530,000 |
| Income tax | 43,000 | 90,000 | 139,000 | 130,000 |
| Net income | 119,000 | 238,000 | 350,000 | 400,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,349,000 | 4,311,000 | 4,424,000 | 4,314,000 |
| Total capital | 4,666,000 | 4,635,000 | 4,730,000 | 4,649,000 |
| Risk-weighted assets | 25,292,000 | 25,822,000 | 24,292,000 | 26,700,000 |