Call reports 2011
STATE BANK OF CHANDLER — 2011
What STATE BANK OF CHANDLER reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 40,357,000 | 38,555,000 | 39,492,000 | 45,226,000 |
| Total loans | 21,171,000 | 21,581,000 | 22,085,000 | 23,547,000 |
| Allowance for loan losses | 363,000 | 380,000 | 397,000 | 402,000 |
| Securities available for sale | 12,988,000 | 13,011,000 | 14,046,000 | 14,129,000 |
| Securities held to maturity | 39,000 | 39,000 | 39,000 | 39,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,306,000 | 33,370,000 | 34,018,000 | 36,650,000 |
| Interest-bearing deposits | 27,078,000 | 26,422,000 | 27,029,000 | 25,414,000 |
| Noninterest-bearing deposits | 8,228,000 | 6,948,000 | 6,989,000 | 11,236,000 |
| Equity capital | 4,242,000 | 4,315,000 | 4,526,000 | 4,624,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 414,000 | 839,000 | 1,268,000 | 1,701,000 |
| Interest expense | 93,000 | 175,000 | 251,000 | 320,000 |
| Net interest income | 321,000 | 664,000 | 1,017,000 | 1,381,000 |
| Noninterest income | 25,000 | 56,000 | 84,000 | 111,000 |
| Noninterest expense | 212,000 | 428,000 | 644,000 | 996,000 |
| Provision for loan losses | 14,000 | 28,000 | 40,000 | 46,000 |
| Pretax income | 120,000 | 264,000 | 417,000 | 456,000 |
| Income tax | 29,000 | 67,000 | 127,000 | 88,000 |
| Net income | 91,000 | 197,000 | 290,000 | 368,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,107,000 | 4,059,000 | 4,153,000 | 4,230,000 |
| Total capital | 4,407,000 | 4,360,000 | 4,466,000 | 4,566,000 |
| Risk-weighted assets | 23,915,000 | 24,020,000 | 24,940,000 | 26,793,000 |