Call reports 2010
STATE BANK OF CHANDLER — 2010
What STATE BANK OF CHANDLER reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 35,111,000 | 35,191,000 | 35,975,000 | 39,757,000 |
| Total loans | 21,501,000 | 21,886,000 | 22,292,000 | 22,036,000 |
| Allowance for loan losses | 311,000 | 320,000 | 347,000 | 349,000 |
| Securities available for sale | 9,374,000 | 10,417,000 | 11,130,000 | 11,703,000 |
| Securities held to maturity | 82,000 | 82,000 | 76,000 | 76,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,032,000 | 29,933,000 | 30,728,000 | 34,773,000 |
| Interest-bearing deposits | 24,618,000 | 25,321,000 | 25,845,000 | 27,497,000 |
| Noninterest-bearing deposits | 5,414,000 | 4,612,000 | 4,883,000 | 7,276,000 |
| Equity capital | 3,913,000 | 4,038,000 | 4,227,000 | 4,104,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 422,000 | 854,000 | 1,299,000 | 1,730,000 |
| Interest expense | 105,000 | 214,000 | 316,000 | 414,000 |
| Net interest income | 317,000 | 640,000 | 983,000 | 1,316,000 |
| Noninterest income | 29,000 | 57,000 | 86,000 | 122,000 |
| Noninterest expense | 207,000 | 405,000 | 615,000 | 939,000 |
| Provision for loan losses | 8,000 | 16,000 | 40,000 | 52,000 |
| Pretax income | 131,000 | 276,000 | 414,000 | 447,000 |
| Income tax | 39,000 | 85,000 | 124,000 | 127,000 |
| Net income | 92,000 | 191,000 | 290,000 | 320,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,788,000 | 3,888,000 | 3,986,000 | 4,016,000 |
| Total capital | 4,089,000 | 4,197,000 | 4,300,000 | 4,328,000 |
| Risk-weighted assets | 24,053,000 | 24,731,000 | 24,796,000 | 24,888,000 |