Call reports 2009
STATE BANK OF CHANDLER — 2009
What STATE BANK OF CHANDLER reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 34,668,000 | 34,194,000 | 33,730,000 | 35,432,000 |
| Total loans | 20,177,000 | 21,416,000 | 20,873,000 | 20,891,000 |
| Allowance for loan losses | 331,000 | 343,000 | 299,000 | 301,000 |
| Securities available for sale | 10,983,000 | 9,889,000 | 10,593,000 | 11,225,000 |
| Securities held to maturity | 128,000 | 128,000 | 123,000 | 123,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,616,000 | 28,587,000 | 27,932,000 | 30,271,000 |
| Interest-bearing deposits | 24,643,000 | 23,177,000 | 22,487,000 | 23,360,000 |
| Noninterest-bearing deposits | 4,972,000 | 5,411,000 | 5,445,000 | 6,910,000 |
| Equity capital | 3,913,000 | 3,849,000 | 4,017,000 | 4,004,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 451,000 | 897,000 | 1,334,000 | 1,769,000 |
| Interest expense | 139,000 | 263,000 | 377,000 | 487,000 |
| Net interest income | 312,000 | 634,000 | 957,000 | 1,282,000 |
| Noninterest income | 24,000 | 51,000 | 85,000 | 117,000 |
| Noninterest expense | 202,000 | 412,000 | 616,000 | 899,000 |
| Provision for loan losses | 25,000 | 39,000 | 94,000 | 153,000 |
| Pretax income | 109,000 | 234,000 | 332,000 | 347,000 |
| Income tax | 29,000 | 75,000 | 92,000 | 86,000 |
| Net income | 80,000 | 159,000 | 240,000 | 261,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,842,000 | 3,769,000 | 3,850,000 | 3,871,000 |
| Total capital | 4,130,000 | 4,069,000 | 4,144,000 | 4,172,000 |
| Risk-weighted assets | 22,999,000 | 23,988,000 | 23,521,000 | 24,005,000 |