Call reports 2006
STATE BANK OF CHANDLER — 2006
What STATE BANK OF CHANDLER reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 30,025,000 | 31,810,000 | 32,097,000 | 32,735,000 |
| Total loans | 20,496,000 | 22,129,000 | 20,881,000 | 19,805,000 |
| Allowance for loan losses | 396,000 | 406,000 | 411,000 | 418,000 |
| Securities available for sale | 7,564,000 | 6,967,000 | 6,903,000 | 7,470,000 |
| Securities held to maturity | 332,000 | 326,000 | 324,000 | 319,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,816,000 | 25,824,000 | 25,851,000 | 27,990,000 |
| Interest-bearing deposits | 19,018,000 | 21,825,000 | 21,416,000 | 21,217,000 |
| Noninterest-bearing deposits | 4,798,000 | 3,999,000 | 4,435,000 | 6,773,000 |
| Equity capital | 3,587,000 | 3,659,000 | 3,816,000 | 3,868,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 446,000 | 923,000 | 1,423,000 | 1,931,000 |
| Interest expense | 137,000 | 316,000 | 526,000 | 731,000 |
| Net interest income | 309,000 | 607,000 | 897,000 | 1,200,000 |
| Noninterest income | 26,000 | 56,000 | 87,000 | 116,000 |
| Noninterest expense | 166,000 | 334,000 | 500,000 | 763,000 |
| Provision for loan losses | 6,000 | 11,000 | 14,000 | 18,000 |
| Pretax income | 163,000 | 318,000 | 470,000 | 535,000 |
| Income tax | 54,000 | 106,000 | 154,000 | 176,000 |
| Net income | 109,000 | 212,000 | 316,000 | 359,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,661,000 | 3,764,000 | 3,868,000 | 3,911,000 |
| Total capital | 3,932,000 | 4,060,000 | 4,151,000 | 4,187,000 |
| Risk-weighted assets | 21,576,000 | 23,561,000 | 22,544,000 | 21,975,000 |