Call reports 2002
STATE BANK OF CHANDLER — 2002
What STATE BANK OF CHANDLER reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 26,428,000 | 28,178,000 | 28,051,000 | 28,961,000 |
| Total loans | 16,171,000 | 17,182,000 | 15,976,000 | 16,983,000 |
| Allowance for loan losses | 318,000 | 352,000 | 355,000 | 357,000 |
| Securities available for sale | 8,692,000 | 8,172,000 | 9,103,000 | 8,850,000 |
| Securities held to maturity | 337,000 | 536,000 | 532,000 | 331,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,960,000 | 23,263,000 | 23,371,000 | 25,315,000 |
| Interest-bearing deposits | 19,968,000 | 20,614,000 | 19,675,000 | 20,972,000 |
| Noninterest-bearing deposits | 2,992,000 | 2,649,000 | 3,696,000 | 4,343,000 |
| Equity capital | 2,889,000 | 3,088,000 | 3,268,000 | 3,292,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 458,000 | 918,000 | 1,376,000 | 1,812,000 |
| Interest expense | 178,000 | 349,000 | 519,000 | 679,000 |
| Net interest income | 280,000 | 569,000 | 857,000 | 1,133,000 |
| Noninterest income | 22,000 | 45,000 | 66,000 | 87,000 |
| Noninterest expense | 144,000 | 294,000 | 438,000 | 669,000 |
| Provision for loan losses | 23,000 | 66,000 | 69,000 | 72,000 |
| Pretax income | 114,000 | 233,000 | 390,000 | 453,000 |
| Income tax | 35,000 | 66,000 | 114,000 | 135,000 |
| Net income | 79,000 | 167,000 | 276,000 | 318,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,913,000 | 3,001,000 | 3,110,000 | 3,152,000 |
| Total capital | 3,139,000 | 3,243,000 | 3,335,000 | 3,391,000 |
| Risk-weighted assets | 17,970,000 | 19,262,000 | 17,890,000 | 18,974,000 |