Call reports 2001
STATE BANK OF CHANDLER — 2001
What STATE BANK OF CHANDLER reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 23,650,000 | 23,969,000 | 24,825,000 | 27,585,000 |
| Total loans | 15,697,000 | 15,863,000 | 16,154,000 | 15,794,000 |
| Allowance for loan losses | 310,000 | 321,000 | 338,000 | 316,000 |
| Securities available for sale | 5,875,000 | 5,713,000 | 5,540,000 | 7,928,000 |
| Securities held to maturity | 519,000 | 518,000 | 515,000 | 514,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,790,000 | 20,694,000 | 21,418,000 | 24,271,000 |
| Interest-bearing deposits | 17,098,000 | 17,712,000 | 18,585,000 | 20,230,000 |
| Noninterest-bearing deposits | 2,692,000 | 2,982,000 | 2,833,000 | 4,041,000 |
| Equity capital | 2,795,000 | 2,900,000 | 3,017,000 | 3,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 484,000 | 967,000 | 1,437,000 | 1,892,000 |
| Interest expense | 223,000 | 441,000 | 651,000 | 849,000 |
| Net interest income | 261,000 | 526,000 | 786,000 | 1,043,000 |
| Noninterest income | 24,000 | 47,000 | 73,000 | 98,000 |
| Noninterest expense | 150,000 | 292,000 | 439,000 | 653,000 |
| Provision for loan losses | 35,000 | 38,000 | 52,000 | 55,000 |
| Pretax income | 100,000 | 243,000 | 368,000 | 433,000 |
| Income tax | 38,000 | 75,000 | 113,000 | 132,000 |
| Net income | 62,000 | 168,000 | 255,000 | 301,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,745,000 | 2,852,000 | 2,939,000 | 2,984,000 |
| Total capital | 2,963,000 | 3,066,000 | 3,160,000 | 3,211,000 |
| Risk-weighted assets | 16,570,000 | 17,009,000 | 17,539,000 | 18,062,000 |