Call reports 2025
EDMONTON STATE BANK — 2025
What EDMONTON STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,088,948,000 | 1,106,095,000 | 1,124,749,000 | 1,137,917,000 |
| Total loans | 842,985,000 | 840,986,000 | 867,663,000 | 877,224,000 |
| Allowance for loan losses | 9,590,000 | 9,460,000 | 9,539,000 | 9,616,000 |
| Securities available for sale | 38,257,000 | 41,034,000 | 41,728,000 | 40,420,000 |
| Securities held to maturity | 15,693,000 | 13,584,000 | 13,423,000 | 23,810,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 946,468,000 | 963,123,000 | 978,495,000 | 984,428,000 |
| Interest-bearing deposits | 661,788,000 | 684,890,000 | 699,363,000 | 705,442,000 |
| Noninterest-bearing deposits | 284,680,000 | 278,233,000 | 279,132,000 | 278,986,000 |
| Equity capital | 129,886,000 | 130,495,000 | 134,104,000 | 132,287,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 15,320,000 | 31,705,000 | 48,557,000 | 65,767,000 |
| Interest expense | 4,040,000 | 8,209,000 | 12,579,000 | 16,767,000 |
| Net interest income | 11,280,000 | 23,496,000 | 35,978,000 | 49,000,000 |
| Noninterest income | 2,027,000 | 3,787,000 | 5,672,000 | 7,537,000 |
| Noninterest expense | 6,708,000 | 14,118,000 | 20,789,000 | 28,394,000 |
| Provision for loan losses | 300,000 | 250,000 | 475,000 | 700,000 |
| Pretax income | 6,284,000 | 12,885,000 | 20,341,000 | 27,383,000 |
| Income tax | 130,000 | 340,000 | 502,000 | 829,000 |
| Net income | 6,154,000 | 12,545,000 | 19,839,000 | 26,554,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 116,852,000 | 117,899,000 | 121,812,000 | 120,445,000 |