Call reports 2024
EDMONTON STATE BANK — 2024
What EDMONTON STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,023,039,000 | 1,034,664,000 | 1,054,058,000 | 979,709,000 |
| Total loans | 797,519,000 | 808,897,000 | 821,672,000 | 829,442,000 |
| Allowance for loan losses | 8,779,000 | 8,984,000 | 9,227,000 | 9,265,000 |
| Securities available for sale | 48,242,000 | 46,909,000 | 45,517,000 | 41,256,000 |
| Securities held to maturity | 23,495,000 | 16,380,000 | 13,967,000 | 12,827,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 887,378,000 | 899,225,000 | 915,047,000 | 838,558,000 |
| Interest-bearing deposits | 618,233,000 | 631,870,000 | 647,575,000 | 564,325,000 |
| Noninterest-bearing deposits | 269,145,000 | 267,355,000 | 267,472,000 | 274,233,000 |
| Equity capital | 122,931,000 | 122,684,000 | 125,749,000 | 124,136,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 14,242,000 | 29,289,000 | 44,866,000 | 60,728,000 |
| Interest expense | 3,258,000 | 7,028,000 | 11,236,000 | 15,467,000 |
| Net interest income | 10,984,000 | 22,261,000 | 33,630,000 | 45,261,000 |
| Noninterest income | 1,473,000 | 3,251,000 | 5,090,000 | 6,692,000 |
| Noninterest expense | 6,302,000 | 13,535,000 | 20,549,000 | 27,762,000 |
| Provision for loan losses | 225,000 | 450,000 | 825,000 | 1,125,000 |
| Pretax income | 5,930,000 | 11,527,000 | 17,286,000 | 22,991,000 |
| Income tax | 0 | 0 | 0 | 18,000 |
| Net income | 5,930,000 | 11,527,000 | 17,286,000 | 22,973,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 107,695,000 | 108,006,000 | 110,682,000 | 110,951,000 |