Call reports 2021
EDMONTON STATE BANK — 2021
What EDMONTON STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 689,559,000 | 699,760,000 | 717,704,000 | 732,216,000 |
| Total loans | 446,289,000 | 476,975,000 | 475,070,000 | 479,321,000 |
| Allowance for loan losses | 5,983,000 | 6,132,000 | 6,294,000 | 6,441,000 |
| Securities available for sale | 4,071,000 | 4,050,000 | 3,029,000 | 1,012,000 |
| Securities held to maturity | 48,887,000 | 50,517,000 | 52,369,000 | 56,312,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 588,865,000 | 598,229,000 | 614,849,000 | 628,167,000 |
| Interest-bearing deposits | 368,870,000 | 379,036,000 | 394,978,000 | 399,018,000 |
| Noninterest-bearing deposits | 219,995,000 | 219,193,000 | 219,871,000 | 229,149,000 |
| Equity capital | 86,934,000 | 88,114,000 | 89,459,000 | 88,540,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,681,000 | 12,391,000 | 18,827,000 | 24,522,000 |
| Interest expense | 755,000 | 1,458,000 | 2,110,000 | 2,702,000 |
| Net interest income | 4,926,000 | 10,933,000 | 16,717,000 | 21,820,000 |
| Noninterest income | 2,084,000 | 4,588,000 | 6,562,000 | 8,617,000 |
| Noninterest expense | 3,626,000 | 7,433,000 | 11,923,000 | 17,421,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 3,234,000 | 7,788,000 | 10,906,000 | 12,416,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,234,000 | 7,788,000 | 10,906,000 | 12,416,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 86,896,000 | 88,086,000 | 89,441,000 | 88,530,000 |