Call reports 2020
EDMONTON STATE BANK — 2020
What EDMONTON STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 555,611,000 | 622,215,000 | 629,096,000 | 653,299,000 |
| Total loans | 414,840,000 | 429,916,000 | 438,765,000 | 429,013,000 |
| Allowance for loan losses | 5,421,000 | 5,827,000 | 5,958,000 | 5,835,000 |
| Securities available for sale | 8,152,000 | 8,134,000 | 4,110,000 | 4,089,000 |
| Securities held to maturity | 45,232,000 | 34,697,000 | 46,008,000 | 46,140,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 456,187,000 | 523,683,000 | 528,620,000 | 550,810,000 |
| Interest-bearing deposits | 314,386,000 | 346,254,000 | 349,077,000 | 364,167,000 |
| Noninterest-bearing deposits | 141,801,000 | 177,429,000 | 179,543,000 | 186,643,000 |
| Equity capital | 81,895,000 | 83,509,000 | 85,134,000 | 83,709,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 6,141,000 | 12,648,000 | 18,276,000 | 23,761,000 |
| Interest expense | 1,004,000 | 1,979,000 | 2,878,000 | 3,703,000 |
| Net interest income | 5,137,000 | 10,669,000 | 15,398,000 | 20,058,000 |
| Noninterest income | 1,453,000 | 3,760,000 | 6,129,000 | 8,823,000 |
| Noninterest expense | 3,828,000 | 7,576,000 | 11,808,000 | 16,078,000 |
| Provision for loan losses | 120,000 | 435,000 | 585,000 | 735,000 |
| Pretax income | 2,642,000 | 6,418,000 | 9,134,000 | 12,068,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,642,000 | 6,418,000 | 9,134,000 | 12,068,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,819,000 | 83,440,000 | 85,078,000 | 83,662,000 |