Call reports 2019
EDMONTON STATE BANK — 2019
What EDMONTON STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 543,415,000 | 548,056,000 | 547,436,000 | 546,125,000 |
| Total loans | 408,845,000 | 406,309,000 | 405,934,000 | 406,540,000 |
| Allowance for loan losses | 5,141,000 | 5,241,000 | 5,348,000 | 5,332,000 |
| Securities available for sale | 4,010,000 | 4,026,000 | 6,034,000 | 6,028,000 |
| Securities held to maturity | 52,239,000 | 52,246,000 | 51,651,000 | 53,225,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 431,120,000 | 431,789,000 | 439,534,000 | 449,634,000 |
| Interest-bearing deposits | 298,829,000 | 297,507,000 | 304,758,000 | 313,393,000 |
| Noninterest-bearing deposits | 132,291,000 | 134,282,000 | 134,776,000 | 136,241,000 |
| Equity capital | 77,311,000 | 78,270,000 | 80,455,000 | 79,196,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 6,327,000 | 12,511,000 | 19,131,000 | 25,565,000 |
| Interest expense | 1,001,000 | 2,072,000 | 3,189,000 | 4,271,000 |
| Net interest income | 5,326,000 | 10,439,000 | 15,942,000 | 21,294,000 |
| Noninterest income | 943,000 | 2,392,000 | 3,941,000 | 5,426,000 |
| Noninterest expense | 3,774,000 | 7,312,000 | 11,076,000 | 14,762,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 480,000 |
| Pretax income | 2,375,000 | 5,279,000 | 8,447,000 | 11,478,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,375,000 | 5,279,000 | 8,447,000 | 11,478,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,300,000 | 78,243,000 | 80,431,000 | 79,177,000 |
| Total capital | 82,441,000 | 83,484,000 | 85,721,000 | 84,374,000 |
| Risk-weighted assets | 426,944,000 | 432,394,000 | 423,221,000 | 415,626,000 |