Call reports 2018
EDMONTON STATE BANK — 2018
What EDMONTON STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 514,793,000 | 508,911,000 | 520,238,000 | 527,152,000 |
| Total loans | 383,803,000 | 384,995,000 | 389,670,000 | 403,943,000 |
| Allowance for loan losses | 4,838,000 | 4,914,000 | 4,991,000 | 5,036,000 |
| Securities available for sale | 3,390,000 | 3,890,000 | 3,979,000 | 3,994,000 |
| Securities held to maturity | 51,209,000 | 47,769,000 | 51,815,000 | 52,816,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 410,102,000 | 402,159,000 | 410,016,000 | 416,793,000 |
| Interest-bearing deposits | 278,794,000 | 275,358,000 | 285,728,000 | 288,114,000 |
| Noninterest-bearing deposits | 131,308,000 | 126,801,000 | 124,288,000 | 128,679,000 |
| Equity capital | 72,427,000 | 73,128,000 | 74,566,000 | 74,920,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,477,000 | 11,232,000 | 17,327,000 | 23,655,000 |
| Interest expense | 627,000 | 1,358,000 | 2,232,000 | 3,211,000 |
| Net interest income | 4,850,000 | 9,874,000 | 15,095,000 | 20,444,000 |
| Noninterest income | 905,000 | 1,995,000 | 3,028,000 | 4,021,000 |
| Noninterest expense | 3,421,000 | 6,816,000 | 10,368,000 | 13,751,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 480,000 |
| Pretax income | 2,214,000 | 4,813,000 | 7,395,000 | 10,234,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,214,000 | 4,813,000 | 7,395,000 | 10,234,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,439,000 | 73,136,000 | 74,586,000 | 74,924,000 |
| Total capital | 77,277,000 | 78,050,000 | 79,577,000 | 79,960,000 |
| Risk-weighted assets | 401,296,000 | 402,198,000 | 408,405,000 | 420,242,000 |