Call reports 2016
EDMONTON STATE BANK — 2016
What EDMONTON STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 466,647,000 | 461,050,000 | 462,476,000 | 471,779,000 |
| Total loans | 329,895,000 | 328,214,000 | 341,731,000 | 356,123,000 |
| Allowance for loan losses | 4,018,000 | 4,087,000 | 4,116,000 | 4,143,000 |
| Securities available for sale | 23,468,000 | 22,014,000 | 16,974,000 | 11,915,000 |
| Securities held to maturity | 58,998,000 | 44,069,000 | 44,049,000 | 60,228,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 382,707,000 | 375,519,000 | 374,945,000 | 381,084,000 |
| Interest-bearing deposits | 269,654,000 | 262,977,000 | 259,960,000 | 263,556,000 |
| Noninterest-bearing deposits | 113,053,000 | 112,542,000 | 114,985,000 | 117,528,000 |
| Equity capital | 65,564,000 | 65,741,000 | 66,705,000 | 66,562,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,584,000 | 9,181,000 | 14,095,000 | 19,105,000 |
| Interest expense | 370,000 | 730,000 | 1,083,000 | 1,460,000 |
| Net interest income | 4,214,000 | 8,451,000 | 13,012,000 | 17,645,000 |
| Noninterest income | 802,000 | 1,632,000 | 2,529,000 | 3,500,000 |
| Noninterest expense | 3,193,000 | 6,420,000 | 9,814,000 | 12,829,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 390,000 |
| Pretax income | 1,748,000 | 3,513,000 | 5,498,000 | 7,909,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,748,000 | 3,513,000 | 5,498,000 | 7,909,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,579,000 | 65,692,000 | 66,680,000 | 66,582,000 |
| Total capital | 69,597,000 | 69,779,000 | 70,796,000 | 70,725,000 |
| Risk-weighted assets | 350,321,000 | 348,741,000 | 356,402,000 | 366,941,000 |