Call reports 2015
EDMONTON STATE BANK — 2015
What EDMONTON STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 461,208,000 | 450,969,000 | 458,286,000 | 464,133,000 |
| Total loans | 302,851,000 | 312,070,000 | 319,142,000 | 322,880,000 |
| Allowance for loan losses | 3,906,000 | 3,994,000 | 3,985,000 | 3,881,000 |
| Securities available for sale | 13,140,000 | 15,080,000 | 14,017,000 | 23,912,000 |
| Securities held to maturity | 76,026,000 | 76,897,000 | 69,033,000 | 65,515,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 375,659,000 | 368,308,000 | 374,819,000 | 379,826,000 |
| Interest-bearing deposits | 268,845,000 | 263,783,000 | 267,873,000 | 268,659,000 |
| Noninterest-bearing deposits | 106,814,000 | 104,525,000 | 106,946,000 | 111,167,000 |
| Equity capital | 62,928,000 | 62,858,000 | 63,962,000 | 64,744,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,360,000 | 8,872,000 | 13,528,000 | 18,104,000 |
| Interest expense | 439,000 | 856,000 | 1,253,000 | 1,642,000 |
| Net interest income | 3,921,000 | 8,016,000 | 12,275,000 | 16,462,000 |
| Noninterest income | 809,000 | 1,640,000 | 2,536,000 | 3,409,000 |
| Noninterest expense | 3,058,000 | 6,034,000 | 9,246,000 | 12,314,000 |
| Provision for loan losses | 125,000 | 200,000 | 275,000 | 350,000 |
| Pretax income | 1,547,000 | 3,422,000 | 5,290,000 | 7,207,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,547,000 | 3,422,000 | 5,290,000 | 7,207,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,893,000 | 62,872,000 | 63,941,000 | 64,829,000 |
| Total capital | 66,799,000 | 66,866,000 | 67,926,000 | 68,710,000 |
| Risk-weighted assets | 315,609,000 | 325,234,000 | 332,243,000 | 342,157,000 |