Call reports 2014
EDMONTON STATE BANK — 2014
What EDMONTON STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 453,497,000 | 453,456,000 | 453,296,000 | 452,436,000 |
| Total loans | 286,492,000 | 296,151,000 | 303,417,000 | 309,190,000 |
| Allowance for loan losses | 3,752,000 | 3,716,000 | 3,759,000 | 3,796,000 |
| Securities available for sale | 0 | 8,094,000 | 15,094,000 | 15,084,000 |
| Securities held to maturity | 92,460,000 | 84,451,000 | 75,647,000 | 75,798,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 376,236,000 | 370,913,000 | 371,090,000 | 366,632,000 |
| Interest-bearing deposits | 277,799,000 | 272,752,000 | 271,412,000 | 268,746,000 |
| Noninterest-bearing deposits | 98,437,000 | 98,161,000 | 99,678,000 | 97,886,000 |
| Equity capital | 59,861,000 | 60,396,000 | 61,437,000 | 61,924,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,353,000 | 8,841,000 | 13,408,000 | 17,950,000 |
| Interest expense | 586,000 | 1,127,000 | 1,645,000 | 2,128,000 |
| Net interest income | 3,767,000 | 7,714,000 | 11,763,000 | 15,822,000 |
| Noninterest income | 964,000 | 1,767,000 | 2,693,000 | 3,478,000 |
| Noninterest expense | 3,080,000 | 6,013,000 | 9,153,000 | 12,222,000 |
| Provision for loan losses | 75,000 | 150,000 | 300,000 | 550,000 |
| Pretax income | 1,576,000 | 3,318,000 | 5,003,000 | 6,528,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,576,000 | 3,318,000 | 5,003,000 | 6,528,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,761,000 | 60,280,000 | 61,357,000 | 61,851,000 |
| Total capital | 62,355,000 | 63,990,000 | 65,116,000 | 65,647,000 |
| Risk-weighted assets | 287,660,000 | 297,045,000 | 303,750,000 | 309,043,000 |