Call reports 2013
EDMONTON STATE BANK — 2013
What EDMONTON STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 452,856,000 | 445,950,000 | 445,947,000 | 452,711,000 |
| Total loans | 299,328,000 | 297,100,000 | 294,947,000 | 290,282,000 |
| Allowance for loan losses | 3,628,000 | 3,893,000 | 3,913,000 | 3,715,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 80,505,000 | 81,485,000 | 90,753,000 | 97,992,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 378,175,000 | 367,453,000 | 368,072,000 | 369,395,000 |
| Interest-bearing deposits | 284,274,000 | 281,336,000 | 282,154,000 | 281,218,000 |
| Noninterest-bearing deposits | 93,901,000 | 86,117,000 | 85,918,000 | 88,177,000 |
| Equity capital | 58,063,000 | 58,115,000 | 58,515,000 | 59,214,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,743,000 | 9,443,000 | 13,971,000 | 18,476,000 |
| Interest expense | 791,000 | 1,544,000 | 2,253,000 | 2,909,000 |
| Net interest income | 3,952,000 | 7,899,000 | 11,718,000 | 15,567,000 |
| Noninterest income | 802,000 | 1,645,000 | 2,567,000 | 3,522,000 |
| Noninterest expense | 2,712,000 | 5,806,000 | 8,660,000 | 11,696,000 |
| Provision for loan losses | 150,000 | 300,000 | 375,000 | 450,000 |
| Pretax income | 1,892,000 | 3,438,000 | 5,250,000 | 6,943,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,892,000 | 3,438,000 | 5,250,000 | 6,943,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,984,000 | 58,036,000 | 58,436,000 | 59,121,000 |
| Total capital | 61,612,000 | 61,732,000 | 62,130,000 | 62,804,000 |
| Risk-weighted assets | 300,539,000 | 295,757,000 | 295,614,000 | 294,829,000 |