Call reports 2012
EDMONTON STATE BANK — 2012
What EDMONTON STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 446,082,000 | 439,811,000 | 442,296,000 | 444,295,000 |
| Total loans | 290,436,000 | 292,541,000 | 301,157,000 | 303,343,000 |
| Allowance for loan losses | 3,237,000 | 3,369,000 | 3,528,000 | 3,469,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 72,029,000 | 78,021,000 | 79,996,000 | 79,956,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 366,745,000 | 358,527,000 | 361,655,000 | 367,015,000 |
| Interest-bearing deposits | 282,709,000 | 279,137,000 | 278,620,000 | 280,100,000 |
| Noninterest-bearing deposits | 84,036,000 | 79,390,000 | 83,035,000 | 86,915,000 |
| Equity capital | 54,682,000 | 55,091,000 | 56,153,000 | 57,794,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,935,000 | 9,685,000 | 14,503,000 | 19,394,000 |
| Interest expense | 971,000 | 1,891,000 | 2,773,000 | 3,613,000 |
| Net interest income | 3,964,000 | 7,794,000 | 11,730,000 | 15,781,000 |
| Noninterest income | 1,012,000 | 1,875,000 | 2,605,000 | 3,564,000 |
| Noninterest expense | 2,530,000 | 5,348,000 | 7,908,000 | 10,952,000 |
| Provision for loan losses | 175,000 | 400,000 | 625,000 | 850,000 |
| Pretax income | 2,271,000 | 3,921,000 | 5,802,000 | 7,543,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,271,000 | 3,921,000 | 5,802,000 | 7,543,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,595,000 | 55,004,000 | 56,081,000 | 57,715,000 |
| Total capital | 57,832,000 | 58,373,000 | 59,609,000 | 61,184,000 |
| Risk-weighted assets | 292,722,000 | 295,326,000 | 301,205,000 | 302,388,000 |