Call reports 2010
EDMONTON STATE BANK — 2010
What EDMONTON STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 410,464,000 | 404,456,000 | 411,792,000 | 411,946,000 |
| Total loans | 290,243,000 | 296,581,000 | 298,171,000 | 297,567,000 |
| Allowance for loan losses | 3,095,000 | 2,994,000 | 3,068,000 | 3,062,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 56,640,000 | 54,225,000 | 64,183,000 | 63,950,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 334,493,000 | 331,225,000 | 336,158,000 | 336,756,000 |
| Interest-bearing deposits | 269,556,000 | 267,162,000 | 266,586,000 | 272,316,000 |
| Noninterest-bearing deposits | 64,937,000 | 64,063,000 | 69,572,000 | 64,440,000 |
| Equity capital | 47,520,000 | 48,016,000 | 49,644,000 | 51,387,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,858,000 | 9,877,000 | 15,132,000 | 20,387,000 |
| Interest expense | 1,554,000 | 3,028,000 | 4,436,000 | 5,757,000 |
| Net interest income | 3,304,000 | 6,849,000 | 10,696,000 | 14,630,000 |
| Noninterest income | 650,000 | 1,468,000 | 2,334,000 | 3,159,000 |
| Noninterest expense | 2,307,000 | 4,969,000 | 7,400,000 | 10,216,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 1,497,000 | 3,048,000 | 5,180,000 | 6,973,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,497,000 | 3,048,000 | 5,180,000 | 6,973,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,451,000 | 47,951,000 | 49,578,000 | 51,321,000 |
| Total capital | 50,546,000 | 50,945,000 | 52,646,000 | 54,383,000 |
| Risk-weighted assets | 287,709,000 | 290,657,000 | 295,850,000 | 295,242,000 |