Call reports 2008
EDMONTON STATE BANK — 2008
What EDMONTON STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 381,885,000 | 383,137,000 | 385,624,000 | 386,073,000 |
| Total loans | 257,457,000 | 273,472,000 | 280,762,000 | 287,363,000 |
| Allowance for loan losses | 3,053,000 | 3,075,000 | 3,056,000 | 2,905,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 60,999,000 | 54,998,000 | 55,443,000 | 59,484,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 314,467,000 | 316,830,000 | 312,561,000 | 312,709,000 |
| Interest-bearing deposits | 246,668,000 | 244,648,000 | 250,442,000 | 253,537,000 |
| Noninterest-bearing deposits | 67,799,000 | 72,182,000 | 62,119,000 | 59,172,000 |
| Equity capital | 42,420,000 | 43,055,000 | 44,169,000 | 45,665,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 6,039,000 | 11,980,000 | 17,756,000 | 23,285,000 |
| Interest expense | 2,582,000 | 4,970,000 | 7,253,000 | 9,404,000 |
| Net interest income | 3,457,000 | 7,010,000 | 10,503,000 | 13,881,000 |
| Noninterest income | 630,000 | 1,346,000 | 2,138,000 | 2,807,000 |
| Noninterest expense | 2,152,000 | 4,419,000 | 6,870,000 | 9,256,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 350,000 |
| Pretax income | 1,861,000 | 3,788,000 | 5,547,000 | 7,083,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,861,000 | 3,788,000 | 5,547,000 | 7,083,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,361,000 | 42,996,000 | 44,110,000 | 45,607,000 |
| Total capital | 45,414,000 | 46,071,000 | 47,166,000 | 48,512,000 |
| Risk-weighted assets | 264,004,000 | 275,933,000 | 281,165,000 | 283,870,000 |