Call reports 2007
EDMONTON STATE BANK — 2007
What EDMONTON STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 352,813,000 | 357,827,000 | 360,598,000 | 367,714,000 |
| Total loans | 233,186,000 | 238,707,000 | 246,069,000 | 250,485,000 |
| Allowance for loan losses | 2,887,000 | 3,010,000 | 3,100,000 | 2,980,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 63,300,000 | 59,809,000 | 59,273,000 | 64,535,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 285,993,000 | 290,288,000 | 291,979,000 | 299,364,000 |
| Interest-bearing deposits | 225,102,000 | 227,531,000 | 230,638,000 | 237,497,000 |
| Noninterest-bearing deposits | 60,891,000 | 62,757,000 | 61,341,000 | 61,867,000 |
| Equity capital | 39,352,000 | 40,082,000 | 41,165,000 | 42,809,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 5,847,000 | 11,990,000 | 18,266,000 | 24,518,000 |
| Interest expense | 2,475,000 | 5,116,000 | 7,824,000 | 10,528,000 |
| Net interest income | 3,372,000 | 6,874,000 | 10,442,000 | 13,990,000 |
| Noninterest income | 586,000 | 1,231,000 | 1,851,000 | 2,507,000 |
| Noninterest expense | 2,012,000 | 3,954,000 | 6,246,000 | 8,656,000 |
| Provision for loan losses | 125,000 | 275,000 | 425,000 | 575,000 |
| Pretax income | 1,821,000 | 3,876,000 | 5,622,000 | 7,266,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,821,000 | 3,876,000 | 5,622,000 | 7,266,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,293,000 | 40,023,000 | 41,106,000 | 42,751,000 |
| Total capital | 42,180,000 | 43,033,000 | 44,206,000 | 45,731,000 |
| Risk-weighted assets | 237,766,000 | 243,774,000 | 250,373,000 | 255,762,000 |