Call reports 2006
EDMONTON STATE BANK — 2006
What EDMONTON STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 329,556,000 | 321,902,000 | 326,905,000 | 335,439,000 |
| Total loans | 218,561,000 | 223,259,000 | 230,416,000 | 232,643,000 |
| Allowance for loan losses | 2,757,000 | 2,855,000 | 2,885,000 | 2,857,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 63,915,000 | 66,624,000 | 60,079,000 | 57,783,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 269,539,000 | 264,268,000 | 266,841,000 | 272,371,000 |
| Interest-bearing deposits | 208,174,000 | 206,798,000 | 209,507,000 | 214,931,000 |
| Noninterest-bearing deposits | 61,365,000 | 57,470,000 | 57,334,000 | 57,440,000 |
| Equity capital | 35,194,000 | 35,996,000 | 37,286,000 | 39,136,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,099,000 | 10,586,000 | 16,177,000 | 21,949,000 |
| Interest expense | 1,820,000 | 3,828,000 | 5,910,000 | 8,290,000 |
| Net interest income | 3,279,000 | 6,758,000 | 10,267,000 | 13,659,000 |
| Noninterest income | 521,000 | 1,082,000 | 1,691,000 | 2,361,000 |
| Noninterest expense | 1,952,000 | 3,882,000 | 6,016,000 | 8,056,000 |
| Provision for loan losses | 125,000 | 200,000 | 275,000 | 350,000 |
| Pretax income | 1,726,000 | 3,763,000 | 5,679,000 | 7,628,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,726,000 | 3,763,000 | 5,679,000 | 7,628,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,130,000 | 35,933,000 | 37,223,000 | 39,076,000 |
| Total capital | 37,887,000 | 38,741,000 | 40,108,000 | 41,933,000 |
| Risk-weighted assets | 223,542,000 | 224,560,000 | 230,797,000 | 233,743,000 |