Call reports 2005
EDMONTON STATE BANK — 2005
What EDMONTON STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 299,838,000 | 302,389,000 | 312,933,000 | 316,231,000 |
| Total loans | 206,138,000 | 216,382,000 | 223,046,000 | 222,322,000 |
| Allowance for loan losses | 2,338,000 | 2,359,000 | 2,530,000 | 2,617,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 47,637,000 | 49,699,000 | 51,188,000 | 51,640,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 243,601,000 | 245,587,000 | 255,151,000 | 257,208,000 |
| Interest-bearing deposits | 191,334,000 | 190,270,000 | 200,269,000 | 201,436,000 |
| Noninterest-bearing deposits | 52,267,000 | 55,317,000 | 54,882,000 | 55,772,000 |
| Equity capital | 31,952,000 | 32,765,000 | 33,637,000 | 35,468,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 4,125,000 | 8,596,000 | 13,310,000 | 18,328,000 |
| Interest expense | 1,214,000 | 2,544,000 | 4,068,000 | 5,736,000 |
| Net interest income | 2,911,000 | 6,052,000 | 9,242,000 | 12,592,000 |
| Noninterest income | 506,000 | 1,068,000 | 1,771,000 | 2,270,000 |
| Noninterest expense | 1,804,000 | 3,593,000 | 5,541,000 | 7,409,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 1,463,000 | 3,227,000 | 5,024,000 | 6,855,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,463,000 | 3,227,000 | 5,024,000 | 6,855,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,883,000 | 32,697,000 | 33,570,000 | 35,402,000 |
| Total capital | 34,221,000 | 35,056,000 | 36,100,000 | 38,019,000 |
| Risk-weighted assets | 209,407,000 | 218,121,000 | 224,005,000 | 223,645,000 |