Call reports 2004
EDMONTON STATE BANK — 2004
What EDMONTON STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 281,031,000 | 284,033,000 | 282,858,000 | 291,848,000 |
| Total loans | 190,802,000 | 198,596,000 | 203,714,000 | 205,484,000 |
| Allowance for loan losses | 2,079,000 | 2,207,000 | 2,316,000 | 2,207,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 49,375,000 | 47,685,000 | 45,347,000 | 46,395,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 226,630,000 | 227,647,000 | 228,209,000 | 235,079,000 |
| Interest-bearing deposits | 180,482,000 | 180,104,000 | 181,123,000 | 184,259,000 |
| Noninterest-bearing deposits | 46,149,000 | 47,543,000 | 47,087,000 | 50,820,000 |
| Equity capital | 28,991,000 | 29,368,000 | 30,175,000 | 31,313,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,803,000 | 7,657,000 | 11,460,000 | 15,618,000 |
| Interest expense | 1,160,000 | 2,323,000 | 3,462,000 | 4,626,000 |
| Net interest income | 2,643,000 | 5,334,000 | 7,998,000 | 10,992,000 |
| Noninterest income | 388,000 | 896,000 | 1,499,000 | 1,904,000 |
| Noninterest expense | 1,721,000 | 3,417,000 | 5,217,000 | 7,155,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 1,160,000 | 2,513,000 | 3,830,000 | 5,141,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,160,000 | 2,513,000 | 3,830,000 | 5,141,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,922,000 | 29,298,000 | 30,105,000 | 31,243,000 |
| Total capital | 31,001,000 | 31,505,000 | 32,421,000 | 33,450,000 |
| Risk-weighted assets | 193,052,000 | 200,598,000 | 202,661,000 | 207,517,000 |