Call reports 2003
EDMONTON STATE BANK — 2003
What EDMONTON STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 258,631,000 | 259,693,000 | 265,943,000 | 272,666,000 |
| Total loans | 173,642,000 | 177,839,000 | 185,600,000 | 188,973,000 |
| Allowance for loan losses | 1,851,000 | 1,966,000 | 1,941,000 | 1,895,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 45,027,000 | 46,077,000 | 49,096,000 | 45,480,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 206,962,000 | 206,958,000 | 209,663,000 | 217,472,000 |
| Interest-bearing deposits | 166,425,000 | 165,512,000 | 169,094,000 | 174,398,000 |
| Noninterest-bearing deposits | 40,537,000 | 41,446,000 | 40,569,000 | 43,073,000 |
| Equity capital | 26,448,000 | 27,183,000 | 27,764,000 | 28,810,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,822,000 | 7,660,000 | 11,491,000 | 15,178,000 |
| Interest expense | 1,366,000 | 2,657,000 | 3,874,000 | 5,063,000 |
| Net interest income | 2,456,000 | 5,003,000 | 7,617,000 | 10,115,000 |
| Noninterest income | 486,000 | 963,000 | 1,431,000 | 1,869,000 |
| Noninterest expense | 1,516,000 | 3,229,000 | 5,128,000 | 6,706,000 |
| Provision for loan losses | 143,000 | 293,000 | 343,000 | 465,000 |
| Pretax income | 1,283,000 | 2,444,000 | 3,577,000 | 4,813,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,283,000 | 2,444,000 | 3,577,000 | 4,813,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,390,000 | 27,120,000 | 27,696,000 | 28,740,000 |
| Total capital | 28,241,000 | 29,086,000 | 29,637,000 | 30,635,000 |
| Risk-weighted assets | 178,510,000 | 180,677,000 | 188,024,000 | 191,634,000 |