Call reports 2002
EDMONTON STATE BANK — 2002
What EDMONTON STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 180,376,000 | 246,592,000 | 247,000,000 | 255,846,000 |
| Total loans | 119,857,000 | 165,536,000 | 170,767,000 | 173,904,000 |
| Allowance for loan losses | 1,167,000 | 1,734,000 | 1,687,000 | 1,873,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 33,557,000 | 49,977,000 | 46,560,000 | 44,141,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,557,000 | 194,703,000 | 193,685,000 | 202,321,000 |
| Interest-bearing deposits | 118,189,000 | 159,354,000 | 159,523,000 | 162,101,000 |
| Noninterest-bearing deposits | 25,368,000 | 35,349,000 | 34,162,000 | 40,220,000 |
| Equity capital | 17,200,000 | 24,526,000 | 25,772,000 | 26,656,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,955,000 | 7,944,000 | 11,799,000 | 15,990,000 |
| Interest expense | 1,169,000 | 3,075,000 | 4,586,000 | 6,019,000 |
| Net interest income | 1,786,000 | 4,869,000 | 7,213,000 | 9,971,000 |
| Noninterest income | 305,000 | 910,000 | 1,544,000 | 1,824,000 |
| Noninterest expense | 1,079,000 | 3,063,000 | 4,984,000 | 6,600,000 |
| Provision for loan losses | 150,000 | 283,000 | 283,000 | 681,000 |
| Pretax income | 862,000 | 2,433,000 | 3,495,000 | 4,519,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 862,000 | 2,433,000 | 3,495,000 | 4,519,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,161,000 | 24,485,000 | 25,730,000 | 26,603,000 |
| Total capital | 18,328,000 | 26,219,000 | 27,417,000 | 28,476,000 |
| Risk-weighted assets | 121,342,000 | 171,602,000 | 172,915,000 | 176,745,000 |