Call reports 2025
NEBRASKA STATE BANK — 2025
What NEBRASKA STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 19,526,000 | 20,063,000 | 20,452,000 | 20,891,000 |
| Total loans | 7,751,000 | 7,180,000 | 7,054,000 | 7,567,000 |
| Allowance for loan losses | 142,000 | 142,000 | 142,000 | 143,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,528,000 | 16,987,000 | 17,361,000 | 17,909,000 |
| Interest-bearing deposits | 11,274,000 | 11,292,000 | 12,012,000 | 11,903,000 |
| Noninterest-bearing deposits | 5,254,000 | 5,695,000 | 5,349,000 | 6,006,000 |
| Equity capital | 2,874,000 | 2,917,000 | 2,900,000 | 2,923,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 230,000 | 475,000 | 637,000 | 868,000 |
| Interest expense | 39,000 | 85,000 | 135,000 | 189,000 |
| Net interest income | 191,000 | 390,000 | 502,000 | 679,000 |
| Noninterest income | 6,000 | 12,000 | 19,000 | 25,000 |
| Noninterest expense | 152,000 | 300,000 | 440,000 | 585,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 45,000 | 102,000 | 81,000 | 119,000 |
| Income tax | 9,000 | 23,000 | 19,000 | 27,000 |
| Net income | 36,000 | 79,000 | 62,000 | 92,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,874,000 | 2,917,000 | 2,900,000 | 2,923,000 |