Call reports 2016
NEBRASKA STATE BANK — 2016
What NEBRASKA STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 14,763,000 | 14,322,000 | 13,976,000 | 14,666,000 |
| Total loans | 6,315,000 | 6,313,000 | 6,639,000 | 6,636,000 |
| Allowance for loan losses | 233,000 | 239,000 | 240,000 | 240,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,622,000 | 12,134,000 | 11,563,000 | 12,507,000 |
| Interest-bearing deposits | 10,342,000 | 9,733,000 | 9,334,000 | 10,017,000 |
| Noninterest-bearing deposits | 2,280,000 | 2,401,000 | 2,229,000 | 2,490,000 |
| Equity capital | 2,116,000 | 2,141,000 | 2,178,000 | 2,146,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 134,000 | 265,000 | 395,000 | 522,000 |
| Interest expense | 9,000 | 19,000 | 28,000 | 36,000 |
| Net interest income | 125,000 | 246,000 | 367,000 | 486,000 |
| Noninterest income | 10,000 | 21,000 | 31,000 | 40,000 |
| Noninterest expense | 101,000 | 205,000 | 295,000 | 454,000 |
| Provision for loan losses | 48,000 | 48,000 | 48,000 | 48,000 |
| Pretax income | -14,000 | 14,000 | 55,000 | 24,000 |
| Income tax | 3,000 | 6,000 | 10,000 | 4,000 |
| Net income | -17,000 | 8,000 | 45,000 | 20,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,116,000 | 2,141,000 | 2,178,000 | 2,146,000 |
| Total capital | 2,214,000 | 2,239,000 | 2,279,000 | 2,247,000 |
| Risk-weighted assets | 7,707,000 | 7,670,000 | 7,942,000 | 7,961,000 |