Call reports 2009
NEBRASKA STATE BANK — 2009
What NEBRASKA STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 11,035,000 | 11,394,000 | 11,103,000 | 12,431,000 |
| Total loans | 5,866,000 | 5,471,000 | 5,577,000 | 6,070,000 |
| Allowance for loan losses | 154,000 | 189,000 | 191,000 | 191,000 |
| Securities available for sale | 190,000 | 115,000 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,984,000 | 9,347,000 | 9,029,000 | 10,470,000 |
| Interest-bearing deposits | 7,675,000 | 8,107,000 | 7,971,000 | 9,081,000 |
| Noninterest-bearing deposits | 1,309,000 | 1,240,000 | 1,058,000 | 1,389,000 |
| Equity capital | 1,981,000 | 1,958,000 | 1,965,000 | 1,939,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 151,000 | 298,000 | 444,000 | 592,000 |
| Interest expense | 40,000 | 79,000 | 117,000 | 153,000 |
| Net interest income | 111,000 | 219,000 | 327,000 | 439,000 |
| Noninterest income | 12,000 | 22,000 | 33,000 | 44,000 |
| Noninterest expense | 100,000 | 202,000 | 308,000 | 474,000 |
| Provision for loan losses | 0 | 35,000 | 37,000 | 37,000 |
| Pretax income | 23,000 | 4,000 | 15,000 | -28,000 |
| Income tax | 3,000 | 7,000 | 11,000 | -12,000 |
| Net income | 20,000 | -3,000 | 4,000 | -16,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,981,000 | 1,958,000 | 1,965,000 | 1,939,000 |
| Total capital | 2,067,000 | 2,040,000 | 2,044,000 | 2,029,000 |
| Risk-weighted assets | 6,776,000 | 6,460,000 | 6,417,000 | 7,104,000 |