Call reports 2008
NEBRASKA STATE BANK — 2008
What NEBRASKA STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 10,170,000 | 10,843,000 | 10,108,000 | 10,840,000 |
| Total loans | 5,401,000 | 5,384,000 | 5,305,000 | 5,804,000 |
| Allowance for loan losses | 154,000 | 154,000 | 154,000 | 154,000 |
| Securities available for sale | 1,040,000 | 1,026,000 | 1,028,000 | 1,037,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,163,000 | 8,805,000 | 7,930,000 | 8,674,000 |
| Interest-bearing deposits | 7,026,000 | 7,457,000 | 6,808,000 | 7,238,000 |
| Noninterest-bearing deposits | 1,137,000 | 1,348,000 | 1,122,000 | 1,436,000 |
| Equity capital | 1,931,000 | 1,941,000 | 1,951,000 | 1,959,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 160,000 | 321,000 | 468,000 | 623,000 |
| Interest expense | 51,000 | 100,000 | 145,000 | 188,000 |
| Net interest income | 109,000 | 221,000 | 323,000 | 435,000 |
| Noninterest income | 11,000 | 22,000 | 31,000 | 45,000 |
| Noninterest expense | 88,000 | 183,000 | 277,000 | 407,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 32,000 | 60,000 | 77,000 | 73,000 |
| Income tax | 8,000 | 17,000 | 25,000 | 12,000 |
| Net income | 24,000 | 43,000 | 52,000 | 61,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,931,000 | 1,950,000 | 1,959,000 | 1,961,000 |
| Total capital | 2,010,000 | 2,031,000 | 2,037,000 | 2,046,000 |
| Risk-weighted assets | 6,273,000 | 6,405,000 | 6,190,000 | 6,742,000 |