Call reports 2007
NEBRASKA STATE BANK — 2007
What NEBRASKA STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 9,725,000 | 9,332,000 | 9,301,000 | 9,649,000 |
| Total loans | 5,272,000 | 5,277,000 | 5,314,000 | 5,208,000 |
| Allowance for loan losses | 172,000 | 172,000 | 154,000 | 154,000 |
| Securities available for sale | 3,226,000 | 2,796,000 | 2,842,000 | 1,828,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,862,000 | 7,466,000 | 7,347,000 | 7,705,000 |
| Interest-bearing deposits | 6,752,000 | 6,485,000 | 6,448,000 | 6,589,000 |
| Noninterest-bearing deposits | 1,110,000 | 981,000 | 899,000 | 1,116,000 |
| Equity capital | 1,813,000 | 1,820,000 | 1,861,000 | 1,899,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 150,000 | 308,000 | 457,000 | 615,000 |
| Interest expense | 51,000 | 103,000 | 155,000 | 207,000 |
| Net interest income | 99,000 | 205,000 | 302,000 | 408,000 |
| Noninterest income | 14,000 | 29,000 | 43,000 | 60,000 |
| Noninterest expense | 88,000 | 180,000 | 267,000 | 361,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 10,000 |
| Pretax income | 25,000 | 54,000 | 68,000 | 97,000 |
| Income tax | 3,000 | 5,000 | 8,000 | 20,000 |
| Net income | 22,000 | 49,000 | 60,000 | 77,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,858,000 | 1,885,000 | 1,896,000 | 1,907,000 |
| Total capital | 1,940,000 | 1,962,000 | 1,973,000 | 1,984,000 |
| Risk-weighted assets | 6,460,000 | 6,036,000 | 6,084,000 | 6,063,000 |