Call reports 2006
NEBRASKA STATE BANK — 2006
What NEBRASKA STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 9,181,000 | 8,975,000 | 9,221,000 | 9,340,000 |
| Total loans | 4,269,000 | 4,737,000 | 4,907,000 | 5,324,000 |
| Allowance for loan losses | 154,000 | 156,000 | 170,000 | 172,000 |
| Securities available for sale | 4,149,000 | 3,920,000 | 3,992,000 | 3,373,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,416,000 | 7,196,000 | 7,125,000 | 7,556,000 |
| Interest-bearing deposits | 6,380,000 | 6,177,000 | 6,164,000 | 6,563,000 |
| Noninterest-bearing deposits | 1,036,000 | 1,019,000 | 961,000 | 993,000 |
| Equity capital | 1,724,000 | 1,715,000 | 1,710,000 | 1,756,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 129,000 | 257,000 | 382,000 | 524,000 |
| Interest expense | 36,000 | 75,000 | 120,000 | 170,000 |
| Net interest income | 93,000 | 182,000 | 262,000 | 354,000 |
| Noninterest income | 12,000 | 29,000 | 42,000 | 55,000 |
| Noninterest expense | 85,000 | 175,000 | 262,000 | 317,000 |
| Provision for loan losses | 40,000 | 42,000 | 97,000 | 99,000 |
| Pretax income | -20,000 | -6,000 | -55,000 | -7,000 |
| Income tax | 3,000 | 6,000 | 10,000 | -1,000 |
| Net income | -23,000 | -12,000 | -65,000 | -6,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,820,000 | 1,830,000 | 1,778,000 | 1,836,000 |
| Total capital | 1,887,000 | 1,901,000 | 1,851,000 | 1,914,000 |
| Risk-weighted assets | 5,256,000 | 5,586,000 | 5,762,000 | 6,118,000 |