Call reports 2005
NEBRASKA STATE BANK — 2005
What NEBRASKA STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 9,245,000 | 9,371,000 | 9,106,000 | 9,229,000 |
| Total loans | 3,625,000 | 3,673,000 | 4,008,000 | 4,397,000 |
| Allowance for loan losses | 163,000 | 163,000 | 153,000 | 145,000 |
| Securities available for sale | 4,572,000 | 4,524,000 | 4,486,000 | 4,175,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,448,000 | 7,496,000 | 7,211,000 | 7,447,000 |
| Interest-bearing deposits | 6,537,000 | 6,528,000 | 6,283,000 | 6,485,000 |
| Noninterest-bearing deposits | 911,000 | 968,000 | 928,000 | 962,000 |
| Equity capital | 1,762,000 | 1,819,000 | 1,817,000 | 1,764,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 119,000 | 238,000 | 362,000 | 491,000 |
| Interest expense | 26,000 | 53,000 | 83,000 | 116,000 |
| Net interest income | 93,000 | 185,000 | 279,000 | 375,000 |
| Noninterest income | 12,000 | 27,000 | 38,000 | 50,000 |
| Noninterest expense | 77,000 | 159,000 | 239,000 | 357,000 |
| Provision for loan losses | 0 | 0 | 0 | 20,000 |
| Pretax income | 28,000 | 53,000 | 78,000 | 48,000 |
| Income tax | 3,000 | 6,000 | 8,000 | 11,000 |
| Net income | 25,000 | 47,000 | 70,000 | 37,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,836,000 | 1,859,000 | 1,882,000 | 1,843,000 |
| Total capital | 1,896,000 | 1,920,000 | 1,946,000 | 1,911,000 |
| Risk-weighted assets | 4,676,000 | 4,742,000 | 5,054,000 | 5,370,000 |