Call reports 2004
NEBRASKA STATE BANK — 2004
What NEBRASKA STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 9,610,000 | 9,395,000 | 9,303,000 | 9,503,000 |
| Total loans | 3,163,000 | 3,156,000 | 3,459,000 | 3,695,000 |
| Allowance for loan losses | 138,000 | 148,000 | 153,000 | 163,000 |
| Securities available for sale | 4,434,000 | 5,283,000 | 5,107,000 | 4,630,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,715,000 | 7,592,000 | 7,371,000 | 7,712,000 |
| Interest-bearing deposits | 6,839,000 | 6,748,000 | 6,603,000 | 6,863,000 |
| Noninterest-bearing deposits | 876,000 | 844,000 | 768,000 | 849,000 |
| Equity capital | 1,832,000 | 1,747,000 | 1,842,000 | 1,775,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 126,000 | 242,000 | 362,000 | 483,000 |
| Interest expense | 29,000 | 54,000 | 81,000 | 107,000 |
| Net interest income | 97,000 | 188,000 | 281,000 | 376,000 |
| Noninterest income | 12,000 | 26,000 | 39,000 | 50,000 |
| Noninterest expense | 78,000 | 154,000 | 230,000 | 375,000 |
| Provision for loan losses | 0 | 10,000 | 15,000 | 25,000 |
| Pretax income | 32,000 | 51,000 | 77,000 | 21,000 |
| Income tax | 3,000 | 7,000 | 10,000 | -10,000 |
| Net income | 29,000 | 44,000 | 67,000 | 31,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,816,000 | 1,831,000 | 1,854,000 | 1,812,000 |
| Total capital | 1,871,000 | 1,886,000 | 1,912,000 | 1,873,000 |
| Risk-weighted assets | 4,295,000 | 4,275,000 | 4,549,000 | 4,777,000 |