Call reports 2003
NEBRASKA STATE BANK — 2003
What NEBRASKA STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 10,021,000 | 10,048,000 | 10,606,000 | 10,098,000 |
| Total loans | 3,679,000 | 3,555,000 | 3,676,000 | 3,549,000 |
| Allowance for loan losses | 104,000 | 104,000 | 134,000 | 139,000 |
| Securities available for sale | 4,555,000 | 4,482,000 | 5,480,000 | 5,601,000 |
| Securities held to maturity | 75,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,143,000 | 8,127,000 | 8,719,000 | 8,279,000 |
| Interest-bearing deposits | 7,224,000 | 7,365,000 | 7,898,000 | 7,294,000 |
| Noninterest-bearing deposits | 919,000 | 762,000 | 821,000 | 985,000 |
| Equity capital | 1,793,000 | 1,817,000 | 1,780,000 | 1,781,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 133,000 | 261,000 | 395,000 | 532,000 |
| Interest expense | 42,000 | 83,000 | 121,000 | 155,000 |
| Net interest income | 91,000 | 178,000 | 274,000 | 377,000 |
| Noninterest income | 15,000 | 31,000 | 46,000 | 59,000 |
| Noninterest expense | 74,000 | 153,000 | 232,000 | 328,000 |
| Provision for loan losses | 0 | 0 | 30,000 | 35,000 |
| Pretax income | 32,000 | 57,000 | 59,000 | 74,000 |
| Income tax | 3,000 | 6,000 | 9,000 | 11,000 |
| Net income | 29,000 | 51,000 | 50,000 | 63,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,759,000 | 1,782,000 | 1,780,000 | 1,787,000 |
| Total capital | 1,819,000 | 1,841,000 | 1,843,000 | 1,847,000 |
| Risk-weighted assets | 4,771,000 | 4,664,000 | 4,933,000 | 4,713,000 |